No need to overcomplicate things. When making any kind of financial transaction, the faster you get your cash, the better. Online casinos are no different.
Fastest Paying and Instant Withdrawal Casinos in the US
You have played your game and won at your favourite US online casino. Now, you want to withdraw your winnings to your . One of the most asked questions by players is, how long does a casino take to process a withdrawal?
Well, it depends on the casino and the payment methods it offers. Still, worry not! Our casino experts have scrutinized the options and presented this guide on the US’ fastest-paying casinos and the payment methods they offer.
Read below to check out the best option for you.
Our top fast and instant withdrawal casinos
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Instant withdrawal online casinos, ranked
The following is our list of the top online casinos, ranked in order of which offers the fastest processing times. When two casinos offer the same processing times, the rankings are also based on other factors influencing customer satisfaction with withdrawals, such as customer service. (You can see the factors influencing our rankings at the bottom of this page.)
Note that the times listed depend on using the right deposit method and ensuring the casino has verified your .
Online Casino | Payout Speed | Best Withdrawal Method |
BetRivers | Instant upon approval | BetRivers Play+ Card |
Bet365 | Instant upon approval | PayPal, debit card |
Fanatics Casino | Instant upon approval | Visa Direct |
FanDuel | Within 2 hours | Credit card, debit card, Venmo, PayPal, Play+ |
BetMGM | 6 hours-5 days | Play+ |
DraftKings | 24 hours | Debit card, Apple Pay |
Caesars Casino | 1-3 days | Debit card |
GoldenNugget Casino | 1-3 days | Play+ |
Bally Bet Casino (NJ, RI only) | 1-3 days | PayPal, bank transfer |

1. BetRivers Casino: Instant withdrawals (upon approval)
BetRivers Online Casino is the fastest-paying US casino on the market. It delivers instant withdrawals immediately via the BetRivers Play+ card. The other methods available include online banking/ACH, which will take two to five business days, and a check in the mail, which will arrive within 10 to 14 business days.
However, all withdrawals typically process within 24 hours and can take up to 72 hours to review and approve. The withdrawal minimum is $20. You may not withdraw any active bonus funds, and submitting a withdrawal request cancels active bonuses. However, bonus bank funds remain unaffected.

2. bet365 Casino: Instant withdrawals (upon approval)
Bet365 casino is one of the fastest paying online casinos on the market. The site advises players that withdrawals can take 1-4 hours via PayPal, Skrill, or a debit card, but it often takes just a few minutes to get your money. You can also receive an instant cash payout at the casino cage if you visit Hard Rock Hotel Casino in Atlantic City. The minimum withdrawal is $10, and the upper limit varies according to the method selected. If you have any questions, you can call the Bet365 customer service team 24/7, or you can use live chat or email. Herr are the withdrawal options:
- Debit card
- Online banking
- PayPal
- Skrill
- Cash at the cage

3. Fanatics Casino: Instant (With Visa Direct)
Fanatics Casino provides quick, secure payouts. The app explains that withdrawals can take 2-4 days to arrive. However, if you request a debit card withdrawal, the funds should arrive in your straight away, provided your bank s services like Visa Direct. There are lots of alternative payout methods, including PayPal and Venmo, which are also fast. The minimum withdrawal is just $1, which is lower than most competitors, and there is no official maximum payout limit for high-rollers. These are the available payout methods at Fanatics Casino:
- ACH transfer
- PayPal
- Venmo
- Debit card
- Online banking
- Wire transfer
4. FanDuel Casino: Within 2 hours
FanDuel Casino may actually be the league leader in available same-day quick payouts. Online banking, debit cards, PayPal, Venmo, and FanDuel Prepaid Play+ withdrawals can all happen within two hours, and cash at the cage in less than one. Other than that, withdrawals can take up to five days to process via the last deposit method you used, including the following:
- d casino cage
- ACH bank transfer
- Check
- Debit card/online card transfer
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-check
- Wire transfer
5. BetMGM Casino – Within 6 hours
The fact you can get a Play+ prepaid card withdrawal processed in less than half a day, or a PayPal withdrawal within 24 hours, qualifies BetMGM Online Casino for discussion on this list, and the sheer number of banking options puts it at the top. However, certain methods can take much longer. Here are the main choices:
- VIP Preferred e-check
- Play+
- Mastercard and Visa
- American Express
- PayPal
- Electronic transfer
- PayNearMe
- Cash at an d casino cage
- Discover
- Online banking (PayWithMyBank)
- MGM Rewards
- BetMGM gift card
- Apple Pay
6. DraftKings Casino: Within 24 hours
DraftKings Casino has instant withdrawal covered via cash at d casino cashiers within an hour. However, it’s worth noting DraftKings’ mobile payout methods are not quite as fast, but there are still withdrawal options available in less than 24 hours. Here are some of their top methods.
- Debit card
- Apple Pay
- ACH bank transfer
- Check
- Online banking
- PayPal
- Play+
- Venmo
- VIP Preferred e-checks
- Wire transfer
- DraftKings Rewards
7. Caesars Palace Online Casino: Within 24 hours
Caesars Palace Online Casino offers instant withdrawals at the cashier’s cage at Caesars casino properties. There is no minimum at the cage, but there is a $10 minimum on withdrawals using any other banking method. These other banking methods include Play+ card, PayPal, and ACH (electronic check).
The expected time frame for processing withdrawals is five business days for ACH (Bank Transfer) and 3 Business Days for PayPal and the Caesars Casino and Sportsbook Play + Card. Withdrawal requests can be declined by Caesars. The reasons often surround not meeting the wagering requirements on bonus money just yet. In these cases, Caesars will put your money back in your until the issue is resolved.

Pulsz Casino (1-2 business days)
The primary payment methods at Pulsz are:
- Credit cards
- Online banking
- Skrill
Typically, for all of these methods, you can expect payment within 1-2 business days.

Chumba Casino (1-2 business days)
Online banking is the primary payment method you can use to withdraw funds at Chumba, and the estimated time period is 1-2 business days.

LuckyLand Slots (1-2 business days)
Credit cards, debit cards, Skrill and online banking are the main payment methods you can use at LuckyLand Slots. The estimated payment range is 1-2 business days.
WoW Vegas (Up to 5 business days)
The good news? WoW Vegas has a wide range of payment options for a sweeps operator, including:
- Credit cards
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- Online banking
- Skrill
- Apple Pay
The bad news is that payments take up to five business days to process, which is on the slower end compared to competitors.
What are fast-paying casinos?
Fast-paying casinos are online casinos that get you your winnings quickly. But without context, what is “quickly?” We’re here to define that for you.
- An instant withdrawal casino is the fastest-paying casino that exists, as you get your money instantly. While it is possible to find instant withdrawals depending on the casino and payment method, it is the exception to the rule.
- It is more typical to receive your winnings within 24 hours of when you withdraw, so we would define anything quicker than that as a fast-paying casino.
- Within 1-3 days would not be considered “fast” but is also not outside of industry norms.
Types of fast-casino withdrawal options in the US
Fast-withdrawal casinos in the US generally offer bank transfer and credit card options, which take the longest to process withdrawals. These can take two to five days to process. It is also common to find e-wallets such as PayPal and Skrill, which generally take one to two days to process.
Cash transaction options, such as Casino Cage and PayNear Me, can also be found. – These are manual transactions where the players go to specific shops or land-based casinos to claim their winnings manually.
How to choose your fastest-paying casino
Below, we outline some concise points on what to look out for when choosing your favourite fast-paying casino to play at.
1. Make sure it’s a safe casino
Make sure that the online casino you choose is safe. All the casinos we feature here at PlayUSA.com are highly reputable and follow strict US gambling laws.
From our end, we make sure that our players are always up to date with the latest news legislation and regulation on gambling.
2. Check out the range of casino games they offer
Different US online casinos offer a different range of casino games. From slots to live dealer games to instant games, check if the casino you choose features the variety of games you need.
3. The range of payment methods.
The casino offers various payment methods, from credit cards to bank transfers to e-wallets. Check that the payment services offered can accommodate both your deposit and withdrawal casino needs as you play along.
4. The average Return to Player value
Return to Player is the percentage amount you get back from your best once you land a win. Standard RTPs for casino games are around 94-99%. Live casino games are also within that range, but it is also common to find lower values.
We suggest you check the RTP value of each game before hitting play to meet the average standards mentioned.
5. The casino’s customer care efficiency
Check the casino’s score regarding the customer care service they offer to their clients. Most casino operators offer 24/7 chat and e-mail . Some may even have a phone service.
Benefits of playing at a fast paying casino
You get your money faster
You can trust the casino further
At PlayUSA, we only recommend safe, legal online casinos. When you get your money faster, it further cements trust in the brand you’re using.
It's one less thing to worry about
We all have plenty going on in our lives, and actual bills to pay. Online casinos are meant to be fun (they’re a lot more fun when you win!) When casinos pay fast, it’s simply one less thing to keep track of.
Best Banking Options for Fast or Instant Payouts
The fastest withdrawals employ the following casino banking methods available at many of the top online casinos in the country. We selected these methods because they’re regarded as trustworthy with your money. They are also consistent with instant payments with the online casinos we tested.
In particular, Play+ stands out as one of the most frequent fast payment methods, but PayPal and Apple Pay are not far behind.

Play+
These Play+ online casinos can be among the fastest ways to get money on and off your . Withdrawals can be processed almost immediately, and you can turn them into cash at an ATM.

PayPal
Just about all online casinos accept PayPal, as the popular e-wallet is a convenient method for many players. It’s one of the fastest payment methods for bet365 customers, in particular.

Apple Pay
Apple Pay is becoming more and more popular as an online casino payment method, and its integration into iOS devices is a big plus. It’s not always the fastest payment method, but is typically in the running.
How to withdraw funds
Withdrawing funds from an online casino is straightforward. We’ll walk you through it step by step.
- Open your online casino app if you haven’t already.
- Navigate to the cashier section, usually in the upper right-hand corner. Depending on the app, it could be located in a different corner. The cashier may also be found in your “ info.”
- Check your balance, and enter how much money you want to withdraw.
- Choose the payment method you would like to use.
- This depends on the payment method, but if you use a credit card, you will likely need to to your credit card app to confirm the transaction.
- Wait for the funds to arrive. You will typically receive an email telling you when your money will land in your .
Importance of KYC checks when it comes to payouts
KYC checks, or “know your customer” checks, are when online casinos your identity before releasing a withdrawal. Obviously, this can slow down the process, but it is an important security measure that can help ensure no one but you gets your money.
There may be a slight delay to your withdrawal as the online casino asks you for a copy of your ID online. However, this process aims to stop fraudulent use of your identity and identity theft while protecting your and your funds. It also protects sensitive data you may have shared with the online casino.
Ranking and methodology
When we rate the payment speed of the real-money online casinos we review, our primary objective is to rank based on how quickly you receive the money after you decide to withdraw (including both approval and processing).
However, what happens when two casinos are tied or are extremely close? Here are a few other factors we use to determine our casino rankings:
- Ease of use: We ensure the cashier is functional and easy to use, no matter your preferred banking method. The number of methods and which pay the fastest also matter. For example, if a casino offers quick cash at-the-cage withdrawal, that’s great—but it’s not as convenient as mobile methods.
- Customer : We ensure that you have knowledgeable and reliable people to turn to if you have any issues with your withdrawal.
- KYC checks: We make sure that identifying and ing your identity works, works fast, and protects you and your information.
FAQ
Our research shows that BetRivers Casino is the fastest of them all because it alone promises to send funds directly to your BetRivers Play+ card immediately upon approval. Most US online casinos promise to get you your money within an hour or two.
The same way all withdrawals do. When you post a win, the funds turn up in your casino games balance. Exit the game, and those funds show up in your . After that, you can make a withdrawal request and receive those funds almost immediately depending on the banking method you choose.
Right now, there are three casinos that pay out instantly. They are:
- BetRivers Casino (BetRivers Play+ Card)
- bet365 Casino (PayPal, debit card)
- Fanatics Casino (Visa Direct)
Note that not all payment methods will work instantly, so use the ones specified if you want your winnings as fast as possible.
Many casinos pay out the same day. Among them are:
- BetRivers Casino
- bet365 Casino
- Fanatics Casino
- FanDuel Casino
- BetMGM Casino
How quickly you get your winnings may depend on the payment method you use, there are plenty of options for same-day withdrawals.
Most online casinos don’t charge banking fees, but the payment provider you use may. PayPal, for instance, is almost fee-free when it comes to withdrawals. However, if you have to do a currency conversion as a part of it, PayPal may charge up to a 4.9% fee on top of retail rates. Plus, PayPal charges 2.9% on deposits with credit cards.
Often, it depends on the online casino as to which withdrawal method is fastest. Some online casinos have instant withdrawals, which are only available to one specific method. For example, bet365 can do that with a debit card. However, in our experience, Play+ cards, ewallets, and cash at the casino cage are all pretty fast. ACH transfers and debit cards are usually fast, but they are a bit more hit and miss. Requesting a check is definitely the slowest.