Best Paying Online Casinos for May 2025
Players are always looking for the best paying online casinos. That’s why we’ve tested and researched every legal online casino in the US to find out which ones pay best. In this guide, you will find out what the best paying online casinos are based on both overall Return to Player (RTP) percentage and maximum withdrawal amount. We will also help you find the best paying online casino games. In short, our guide will help you get the most bang for your buck.
Online casinos with the highest payouts
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Online casinos that pay the best right now
Below, you will find each casino’s overall RTP rate as well as well as their best-paying slot and table game. You’ll also see what their maximum withdrawal amount is, if applicable, and whether or not there are VIP player stipulations.
| Casino | Payout Percentage | Highest Paying Games |
| BetMGM | 98.2% | Blackjack Xchange, Blood Suckers, Codex of Fortune |
| Caesars Palace | 97.9% | Blackjack Xchange, Blood Suckers |
| BetRivers | 97.7% | Blackjack Xchange, Blood Suckers, Codex of Fortune |
| DraftKings | 97% | DraftKings Bingo Blackjack, Monopoly Big Event |
| FanDuel | 96.8% | Blackjack Xchange, Blood Suckers, Codex of Fortune |
| Golden Nugget | 96.4% | Classic blackjack, Blood Suckers, Codex of Fortune |
| Bally | 96% | Blackjack Xchange, Blood Suckers, Codex of Fortune |
1. BetMGM – 98.2% RTP
BetMGM Casino offers a wide range of slots with high RTP rates, including Blood Suckers, Codex of Fortune, White Rabbit Megaways, and Starmania. You can also play several blackjack games with a house edge of 0.5% or less, along with video poker, baccarat, craps, and French roulette. The site caters to high rollers, so there is no official upper limit on withdrawals.
- Maximum withdrawal: No official upper limit for VIP players
- Highest slot RTP: 98% (Blood Suckers and Codex of Fortune)
- Highest table game RTP: 99.68% (Blackjack Xchange)
- Number of withdrawal methods: 8
2. Caesars Palace – 97.9% RTP
Blood Suckers, Wild Play Superbet, and Secrets of Atlantis are the slots with the best theoretical payout rates at Caesars Rewards program.
- Maximum withdrawal: No upper limit
- Highest slot RTP: 98% (Blood Suckers)
- Highest table game RTP: 99.68% (Blackjack Xchange)
- Number of withdrawal methods: 7
3. BetRivers – 97.7% RTP
BetRivers Online Casino offers a wider range of games than most rival online casinos, and many of them have a low house edge. If you want to play slots, the best options are Blood Suckers, Codex of Fortune, Starmania, and White Rabbit Megaways, while Blackjack Xchange has a 99.68% RTP. There are no upper limits on online withdrawals, but the maximum payout at the casino cage is $50,000.
- Maximum withdrawal: No upper limit
- Highest slot RTP: 98% (Blood Suckers and Codex of Fortune)
- Highest table game RTP: 99.68% (Blackjack Xchange)
- Number of withdrawal methods: 5
4. DraftKings – 97% RTP
DraftKings Casino offers unlimited deposits and withdrawals if you use a wire transfer, and there is also a comprehensive VIP program for high-stakes players. There are lots of options for players seeking a low house edge, including DraftKings Bingo Blackjack, which has an edge of just 0.14%.
- Maximum withdrawal: Unlimited via a wire transfer
- Highest slot RTP: 99% (Monopoly Big Event)
- Highest table game RTP: 99.86% (DraftKings Bingo Blackjack)
- Number of withdrawal methods: 9
5. FanDuel – 96.8% RTP
FanDuel Online Casino is another online casino that welcomes high rollers, so it does not have an official maximum payment limit. High RTP slots include Blood Suckers, Codex of Fortune, White Rabbit Megaways, and Medusa Megaways, and there are plenty of classic blackjack games with high theoretical payout rates too. Blackjack Xchange stands out, with a 0.32% house edge if you do not exchange any cards and follow the optimal blackjack strategy.
- Maximum withdrawal: No official limit for VIP players
- Highest slot RTP: 98% (Blood Suckers and Codex of Fortune)
- Highest table game RTP: 99.68% (Blackjack Xchange)
- Number of withdrawal methods: 9
6. Golden Nugget – 96.4%
Golden Nugget Online Casino offers a similar range of games to DraftKings Casino, as they are sister sites. Unfortunately, it does not host DraftKings Bingo Blackjack, but you can play classic blackjack games, which have a house edge of 0.4% if you know when to hit, stand, split cards, and double down. There are plenty of high RTP slots too, such as Blood Suckers, Codex of Fortune, Starmania, and Wild Play Superbet.
- Maximum withdrawal: Unlimited via a wire transfer
- Highest slot RTP: 98% (Blood Suckers and Codex of Fortune)
- Highest table game RTP: 99.6% (classic blackjack)
- Number of withdrawal methods: 9
7. Bally – 96% RTP
Bally Casino may not be suitable for high-stakes players, as the maximum deposit is $10,000 and there is a $5,000 upper limit on withdrawals. The app offers several slots with high RTP percentages, including Blood Suckers and Codex of Fortune. There are also lots of exclusive table games, including high RTP games such as single deck blackjack, French roulette, craps, and Blackjack Xchange.
- Maximum withdrawal: $5,000
- Highest slot RTP: 98% (Blood Suckers and Codex of Fortune)
- Highest table game RTP: 99.68% (Blackjack Xchange)
- Number of withdrawal methods: 4
Which casino games have the highest returns?
In of RTP, the best blackjack. While the basic premise of the game will be the same across several different versions, you can find slight variations in the rules of the game, which leads to similar fluctuations in the house edge.
For example, the lower the number of decks, the higher the RTP you’ll find: One-deck blackjack has an RTP 0.46% higher than six-deck blackjack.
You can find the best-paying casino games below, along with a chart outlining which games have the highest RTP. If you are looking for what games to avoid, check our sucker bets page.
Slot machine payout percentages
One of the most decisive factors when choosing an online casino for real money should be the payout percentage it offers, especially when it comes to online slots, which are, generally speaking, the No. 1 choice for most players.
The payout percentages, or return-to-player ratios, represent a percentage of total bets that the players can expect to win back over a period of time. They are based on thousands — if not hundreds of thousands — of spins or rounds played, not just on your own experience at one slot or table game. New online casinos tend to use slots with payout percentages that are above average in order to get players to sign up and start playing, hoping to land a huge win.
Here’s how some of the most popular real money slots fare in of payout percentages.
| Rank | Slot Machine | Payout % | Max Payout |
| 1 | Vikings | 96.05% | $1,000,000 |
| 2 | Zeus III | 96.01% | $250,000 |
| 3 | Quick Hit Ultra Pays Sun Dragon | 96% | $250,000 |
| 4 | 88 Fortunes | 96% | $200,000 |
| 5 | Cleopatra | 95.02% | $113,750 |
| 6 | Buffalo | 94.85% | 300x bet size |
Blackjack payout percentages
The common RTP percentage for online blackjack games is 99.54%, which leaves only 0.46% for the house edge. However, not all real-money blackjack games have the same percentages. There are plenty of factors, such as the variant you are playing and the rules that apply within the game, that impact those numbers.
For example, a single-deck blackjack game that offers a 3:2 payout for a natural blackjack will have a house edge of just 0.16%, which means that the payout percentage will be set at 99.84%. On the other hand, if a natural blackjack receives a 6:5 payout, the house edge will grow to 1.55%.
By taking a closer look at the blackjack pay table, we can conclude that all blackjack versions with a 3:2 payout structure beat the ones with a 6:5 payout, no matter the number of decks in the game.
In addition, specific rules and side bets can affect the payout. For example, if you can’t double down or re-split in specific situations, your chances of a payout will decrease.
Also, when a blackjack game offers a perfect pairs side bet, the payout percentages in that game will drop to 93.89%. Another important example is when the dealer stands on soft 17 rather than hitting. This will improve the payout percentage by 0.22%.
The bottom line is that you need the right choice of blackjack games and an optimum betting strategy to get the best odds for a payout. Here are some versions that count among the more generous ones:
| Rank | Game | Payout % | Max Payout |
| 1 | Blackjack multi-hand | 99.6% | $32,000 |
| 2 | Blackjack single-hand | 99.42% | $40,000 |
| 3 | 777 Blazing Blackjack | 99.33% | $77,700 |
| 4 | Blackjack Pro multi-hand | 99.13% | $12,000 |
| 5 | Blackjack Pro Atlantic City single-hand | 99.13% | $2,500 |
Roulette is a game that has shaped the casino universe for a number of reasons. Some of them are definitely the game’s long history and the payout percentage that differs depending on the type of roulette in question.
The game has three primary versions — European, French and American roulette. Their rules affect the return-to-player ratios. The most notable difference between the three is in the number of pockets on the wheel. The European and French roulette games have 37 colored and numbered pockets, one of which is the green zero, while the American version has 38 pockets, thanks to an additional double zero.
This double zero is the reason why the house edge in this game is higher than in European roulette, for example. The payout percentage in American roulette comes in at 94.74% (5.26% house edge), while European roulette offers a payout percentage of 97.3% (2.7% house edge).
The French version, meanwhile, has a specific set of rules — the En Prison and La Partage rules.
The En Prison rule says that, in the event of the ball landing on zero, all players who have made an even bet can put their bets in prison, hence the name of the rule. If they have a winning bet in the next round, they can get a full refund of the previous wager.
La Partage is similar, only this time, you will be allowed to get half of the bet. With these rules, the house edge drops to just 1.35%.
Naturally, the percentages also differ from provider to provider, but these rates represent the standard values in most online casinos. See our page on roulette payouts for more.
Check out these roulette versions for the best shot at winning big:
| Rank | Game | Payout % | Max Payout |
| 1 | 100/1 roulette | 96.18% | $100,000 |
| 2 | French roulette | 97.3% | $46,200 |
| 3 | European roulette | 97.29% | $46,200 |
| 4 | Roulette Advanced | 97.29% | $41,200 |
| 5 | American roulette | 94.74% | $46,200 |
| 6 | Live dealer roulette | 94.76% | $17,800 |
Video poker payout percentages
Video poker games have been present in land-based casinos since the ’70s, and their popularity has re-emerged with the rise of online casinos. Video poker probably owes its popularity to the fact that it offers the biggest payout percentage of all casino games.
All video poker titles are based on five-card draw poker, which is the simplest type of poker out there. As a player, you will get a five-card hand and a choice to exchange zero to five cards in a bid to build the strongest hand, so video poker is a game that depends on both luck and skill.
The payouts in video poker depend on the predetermined pay table in various versions of the game. For example, the Jacks or Better version has a 99.54% payback percentage if you use the optimal strategy, while the Deuces Wild version offers a return rate of up to 100.76%, which is probably the only casino game where the house edge goes below zero.
However, what you probably don’t know is that there are, in fact, multiple pay tables in each video poker version, with their own house edges and payout structures. The highest-paying one is called full-pay video poker.
Jacks or Better is the representative version of such a structure. In the game’s pay table, you will see that the full house is worth 9x your bet, while a flush pays 6x your stake, which is why the game is often referred to as 9/6 Jacks or Better.
Other popular video poker games can be 8/6 or 8/5 Jacks or Better, Tens or Better, Bonus Poker, Joker Poker and many others. Their bonuses and variations can boost the theoretical return over 100% if you manage to play with perfect video poker strategy. Also, the increased payouts can only be available if the player is wagering the maximum number of credits in the betting round.
| Rank | Game | Payout % | Max Payout |
| 1 | Jacks or Better | 98.45% | $140,000 |
| 2 | Destiny Poker | 98.48% | $100,000 |
| 3 | Deuces Wild | 98.45% | $100,000 |
| 4 | Double Bonus Poker | 98.91% | $80,000 |
| 5 | Joker Poker | 98.91% | $80,000 |
Which online casino table games have the worst payouts?
The worst table game for the RTP can be roulette, with one variation of the game that’s much worse than any other.
Without wanting to sound unpatriotic, the one game you’ll want to avoid is American roulette. This game has an RTP of only 94.74%. Why is this different from other versions of roulette? Well, American roulette has two zeros as opposed to one.
This means that when you bet on black, for example, you have 18 slots out of 38 winning for you, whereas in single-zero roulette, you have 18 out of 37 slots winning for you (this might seem insignificant, but it has a significant effect on the odds).
If you do plan on playing roulette, aim to BetMGM in Michigan). This game has just one zero and the La Partage rule (where players receive half their stake back if the ball lands in zero) for an overall RTP of 98.65%.
Which video poker game has the best RTP?
The best video poker game to play is Jacks or Better by GameKing, which is available at the Tropicana and Virgin casinos. This game has an RTP of 99.54%.
Video poker is similar to blackjack in the fact that there is an optimal strategy involved. If you get it wrong, that RTP will reduce, but fortunately, strategy charts are available online. While these charts might not come with the software, a Google search will reveal the perfect strategy. While it’s not quite as straightforward as the blackjack strategy chart, it doesn’t take long to get to grips with it.
Close behind Jacks or Better is Double Double Bonus King with an RTP of 99.51%. The difference is so small that it’s probably a good idea to play the game you enjoy the most of the two.
How quickly you can get paid when you win
If you are fortunate enough to have a winning session at an online casino, you may want to withdraw the cash and spend it.
You’ll have several options to claim the cash immediately, and some casinos offer instant withdrawals. The table below has everything you need to know about the fastest paying online casinos.
| Online Casino | Payout Speed | Best Withdrawal Method |
| BetRivers | Instant upon approval | BetRivers Play+ Card |
| Bet365 | Instant upon approval | PayPal, debit card |
| Fanatics Casino | Instant upon approval | Visa Direct |
| FanDuel | Within 2 hours | Credit card, debit card, Venmo, PayPal, Play+ |
| BetMGM | 6 hours-5 days | Play+ |
| DraftKings | 24 hours | Debit card, Apple Pay |
| Caesars Casino | 1-3 days | Debit card |
| GoldenNugget Casino | 1-3 days | Play+ |
| Bally Bet Casino (NJ, RI only) | 1-3 days | PayPal, bank transfer |
And below, take a look at some of the most popular online casino payment methods.
Wrapping up
Truthfully, whether or not a casino is high paying depends on how you use it as well as your luck on any given day. With that said, some offer more high-RTP games than others, which we’ve broken down at length above.
Seek out the games we have provided in this page and you are certainly not guaranteed to win, but you should stack the odds more in your favor than by choosing at random. Always gamble responsibly.
FAQ
Right now, BetMGM Casino has the best payout. That is based on its 98.2% RTP rate, currently the highest in the industry.
Blackjack Xchange is currently the highest paying game at multiple casinos, including BetMGM, Caesars Palace, BetRivers and more. It is a high RTP slot.
Here is the order in which online casinos pay out, currently:
- BetMGM
- Caesars Palace
- BetRivers
- DraftKings
- FanDuel
- Golden Nugget
- Bally
Typically, it will be some sort of table game such as blackjack, roulette, craps, poker or video poker. Progressive jackpot slots often have the highest potential reward, but also come with more downside.
